じぶん銀行アプリ（auじぶん銀行） App

The じぶん銀行アプリ（auじぶん銀行） app is a comprehensive banking app that allows users to consolidate all their banking services in one place. Whether you need to open an account, make transfers, withdraw money, or manage your investments, this app has you covered. Developed by au Jibun Bank, a joint venture between KDDI and Mitsubishi UFJ Bank, this online banking platform offers convenience and flexibility to all users, regardless of whether they are au customers or not.

Features of じぶん銀行アプリ（auじぶん銀行）

- **Account Opening**: Opening a new bank account has never been easier. With just your smartphone camera, you can easily enter your information and verify your identity using a photo of your driver's license and a selfie. Additionally, if you take a face image from the Jibun Bank app, you can start using your account even before your cash card arrives with face authentication.

- **Balance Inquiry/Deposit/Withdrawal Details Inquiry**: Easily check your savings account balance from the main screen. You can now also check the balance of various deposits at a glance from the account information button. Furthermore, the app allows you to view the notes entered in Internet banking for your deposit and withdrawal details.

- **Transfer**: Transfer funds easily between au Jibun Bank accounts using mobile phone numbers. The app allows you to select recipients from your address book and make fee-free transfers. For recurring payments such as rent and utility bills, you can use the Fixed Amount Automatic Deposit Service to withdraw a specified amount each month from your financial institution to your au Jibun Bank account without any fees.

- **Time Deposits/Structured Deposits**: Take advantage of yen time deposits with guaranteed principal and structured deposits with attractive high interest rates. The app provides information on interest rates and allows you to apply for deposits.

- **Foreign Currency Deposit**: Make deposits from yen at an advantage. The app offers free exchange fees for deposits in 8 different currencies. You can check interest rates and apply for deposits, and the real-time display of profit and loss for foreign currency deposits provides a convenient overview of transaction status in graphs.

- **Exchange Rate Notification**: Set your preferred exchange rate and receive push notifications when the set value is reached.

- **Jibun Bank Smartphone Debit**: Obtain a JCB debit card instantly within 30 seconds through the Jibun Bank app. This cardless debit card allows you to shop on international websites and use it at your favorite stores. Set Jibun Bank Smartphone Debit as the main card for Google Pay™ when using in-store, and enjoy its wide acceptance throughout Japan with the QUICPay+™ (Quick Pay Plus) mark.

- **Smartphone ATM**: Skip the need for a physical cash card when depositing or withdrawing cash at Lawson Bank ATMs (excluding some) and Seven Bank ATMs by using the Jibun Bank app instead.

FAQ

1. Can I use the じぶん銀行アプリ（auじぶん銀行） app if I am not an au customer?

- Yes, the app is available for all users, regardless of whether they use au or not. You can enjoy the convenience of various banking services offered by au Jibun Bank.

2. How can I open a bank account using this app?

- Opening an account is simple and convenient. Just use your smartphone camera to take a photo of your identity verification document (driver's license, etc.) and a selfie. Follow the instructions in the app to complete the account opening process.

3. Is the Jibun Bank Smartphone Debit accepted at all stores in Japan?

- Yes, the Jibun Bank Smartphone Debit can be used at stores throughout Japan that display the QUICPay+™ (Quick Pay Plus) mark. When using the card in-store, make sure to set the Jibun Bank Smartphone Debit as the main card for Google Pay™.

Editor's Note

The じぶん銀行アプリ（auじぶん銀行） app is a reliable and convenient tool for all your banking needs. With a wide range of functions such as account opening, balance inquiries, transfers, time deposits, structured deposits, foreign currency deposits, and more, this app offers a one-stop solution for managing your finances. Its user-friendly interface and advanced security features make it a top choice for those seeking a modern and efficient banking experience. Whether you are an au customer or not, this app provides seamless access to a variety of banking services, making it an essential tool for your financial management.