What is Current: The Future of Banking

Current is a mobile banking app and Visa debit card designed to help individuals manage their money better. It is a financial technology company, not a bank, and its banking services are provided by Choice Financial Group, a member of the Federal Deposit Insurance Corporation (FDIC). Currently, the app has over 4 million members who trust Current with their finances.

Why download Current: The Future of Banking

With Current, users can get paid faster, skip fees, earn high interest rates on savings, get rewarded for purchases, invest in cryptocurrency, and spend money with a sleek Current card. The app also provides privacy controls to protect user information and block their card in the app. Users can access 24/7 support and chat through the app for help with their finances. For teens, the app also offers savings pods, instant money transfers from parents to teens, and budgeting tools to help teach financial management skills. Moreover, there is no minimum requirement to open any account.

Features of Current: The Future of Banking

The app offers several features designed to help users manage their money better. Firstly, direct deposit allows payday to come up to two days faster. Secondly, users can get fee-free overdraft and cash withdrawals from 40,000 Allpoint ATMs in the United States. Thirdly, savings pods offer up to a 4.00% APY on savings when users maintain a qualifying direct deposit. Fourthly, users can get up to seven times the points and cashback on their purchases. Fifthly, users can invest in cryptocurrency with no trading fees. Sixthly, Current Pay offers instant money transfers and spending notifications and insights. Lastly, parental controls set limits and blocked merchants on teen accounts to ensure their safety.

Editor Review

Overall, Current: The Future of Banking is an excellent mobile banking app designed to help individuals manage their money better. The app offers several features, including direct deposit, fee-free overdraft, and cash withdrawals, high APY on savings, rewards on purchases, and cryptocurrency investment. Additionally, the app provides a sleek Current card, spending notifications and insights, and instant money transfers. Users can also access 24/7 support and chat through the app and parental controls on teen accounts. Sign up today and start managing your money better with Current.